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City profile

St. Joseph, Missouri

St. Joseph, Missouri is part of the Missouri top-10 coverage expansion, with Census all-place population estimates, BLS state unemployment, young-professional fit, schooling access, job tags, cost pressure, safety checks, commute, and lifestyle signals.

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Population 71,001

July 1, 2025 Census estimate.

Growth -2.02%

Change from the April 1, 2020 estimates base to July 1, 2025.

Median rent $898

2020-2024 ACS 5-year estimates B25064 median gross rent estimate.

Median income $57,956

2020-2024 ACS 5-year estimates B19013 median household income estimate.

Bachelor's+ 23.0%

2020-2024 ACS 5-year estimates B15003 estimate for population age 25 and over.

Jobs 4.3%

2020-2024 ACS 5-year estimates B23025 city civilian unemployment; BLS state unemployment is 3.7% for June 2026 (preliminary).

Poverty 17.7%

2020-2024 ACS 5-year estimates B17001 share below poverty among people whose poverty status is determined.

Commute 18.7 min

2020-2024 ACS 5-year estimates B08303 approximate mean from travel-time buckets for workers who did not work from home.

Grad fit 61/100

Verify carefully for 22-25 college grads; medium-high source confidence.

Cost pressure rent watch

ACS gross rent is 18.6% of median household income; compare utilities, tax, insurance, and personal debt separately.

Crime check standard city check

City crime rates are not scored yet; verify FBI CDE and local police data before choosing a neighborhood.

Recent grad lens

What matters for a 22-25 year old college grad

61/100 · verify carefully
Career sectors regional employers, healthcare, local services

Use these sectors for first-pass job-board and LinkedIn searches.

Job market 4.3%

2020-2024 ACS 5-year estimates city civilian unemployment; BLS state unemployment is 3.7% for June 2026 preliminary.

Schooling 23.0%

2020-2024 ACS 5-year estimates bachelor's-or-higher share for age 25+. Check nearby universities, community colleges, certificates, and employer-paid education benefits.

Cost pressure 18.6%

ACS rent-to-income baseline using $898 median gross rent and $57,956 median household income. Verify utilities, insurance, taxes, and your actual offer.

Housing baseline $898 / $154,200

2020-2024 ACS 5-year estimates median gross rent and owner-occupied median home value. Treat home value as a survey estimate, not a live listing price.

Poverty 17.7%

2020-2024 ACS 5-year estimates share below poverty. Useful context for opportunity and service access; not a neighborhood-level measure.

Crime and safety standard city check

Exact city/neighborhood rates are not scored yet; use FBI CDE, city police dashboards, and neighborhood-level checks.

Commute 18.7 min

2020-2024 ACS 5-year estimates approximate commute from travel-time buckets. Confirm your actual route, parking, transit frequency, and remote-work expectations.

Lifestyle lower-friction city scale

Useful for social fit, networking, dating, outdoor access, and first-apartment quality of life.

Confidence medium-high

Profile combines Census population estimates, ACS 2020-2024 city/place estimates, BLS state unemployment, and transparent city/state tags.

Full profile

St. Joseph data coverage

verified + queued
Population 71,001

U.S. Census July 1, 2025 city estimate.

Cost of living 18.6% rent/income

2020-2024 ACS 5-year estimates: ACS median gross rent divided by ACS median household income. This is a city-wide baseline, not a personal budget.

Median home value $154,200

2020-2024 ACS 5-year estimates B25077 owner-occupied median value estimate; not a live listing-price feed.

Median rent $898

2020-2024 ACS 5-year estimates B25064 median gross rent estimate for renter-occupied units paying cash rent.

Median household income $57,956

2020-2024 ACS 5-year estimates B19013 median household income estimate in 2024 inflation-adjusted dollars.

Employment 4.3%

2020-2024 ACS 5-year estimates B23025 city civilian unemployment estimate; labor-force participation is 60.1%. BLS state unemployment is still shown as a separate current job-market proxy.

Poverty 17.7%

2020-2024 ACS 5-year estimates B17001 share below poverty among people whose poverty status is determined.

Crime overview standard city check

Needs FBI Crime Data Explorer and local agency caveats before any rate or safety score is shown.

Education 23.0%

2020-2024 ACS 5-year estimates B15003 bachelor's degree or higher share for population age 25 and over. K-12 ratings still require NCES/state sources and boundary caveats.

Climate NOAA layer pending

Prioritize winter cold, snow, tornado/severe-storm exposure, and seasonal swings. Use NOAA normals and hazard history before comparing weather.

Commute 18.7 min

2020-2024 ACS 5-year estimates B08303 approximate mean travel time from commute-time buckets for workers who did not work from home.

Internet providers FCC layer pending

Needs FCC Broadband Data Collection or provider availability source.

Major employers regional employers, healthcare, local services

Current employer view is sector-level. Named employer lists require a sourced city/MSA employer layer.

Nearby airports FAA layer pending

Needs FAA airport records and drive-time checks.

Things to do lower-friction city scale

Current lifestyle tags are transparent place signals. Venue and recreation detail remains queued.

Relocation read

Should St. Joseph be on your shortlist?

St. Joseph has a lower 2025 estimate than its 2020 estimates base, which deserves a closer look at jobs, housing affordability, migration, and quality-of-life tradeoffs.

Midwestern cities often require careful checks on wage levels, winter climate, property taxes, commute patterns, and neighborhood-specific school access. WhereToLive.us keeps those categories separate so a reader can see what is verified and what still needs source review.

ACS adds a city-level baseline for St. Joseph, Missouri: median gross rent is $898, median household income is $57,956, bachelor's-or-higher share is 23.0%, city civilian unemployment is 4.3%, and approximate commute time is 18.7 min.

For a recent college grad, the first-pass profile is 61/100: verify carefully. The main career tags are regional employers, healthcare, local services, schooling access is regional college access, and the BLS state unemployment proxy is 3.7% for June 2026.

For monetization and search quality, this page answers a specific relocation query without hiding the source gaps. It gives a reliable population, ACS, and state-job baseline, then points readers toward the school-boundary, crime, weather, tax, healthcare, and lifestyle checks that usually drive move decisions.

What the current data says

St. Joseph, Missouri is part of the Missouri top-10 city coverage expansion. Its July 1, 2025 Census all-place population estimate is 71,001, compared with a 2020 estimates base of 72,465.

The current move signal is stable, and the young-grad fit score is 61/100. This score is a transparent research shortcut, not a final recommendation. ACS 2020-2024 city/place estimates are now live for rent, income, home value, education, poverty, employment, and commute context. Crime, school-boundary, weather, healthcare, tax, internet, utility, live wage, and live listing layers still need source-specific refreshes before stronger advice is issued.

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Cost of living

ACS rent/income is live where matched; add MIT living wage, utilities, insurance, and local tax inputs.

Data layer queued

Housing

ACS rent and owner-occupied home value are live where matched; add vacancy, roommate, starter-apartment, and live listing data for St. Joseph, Missouri.

Data layer queued

Jobs

ACS city employment and BLS state unemployment are live; add BLS MSA occupation, wage, job posting, and industry concentration data.

Data layer queued

Crime and safety

Add FBI CDE, local police, and neighborhood-level caveats before publishing crime-rate scores.

Data layer queued

Weather

Needs NOAA climate normals and hazard history.

Data layer queued

Schools

ACS education attainment is live where matched; add NCES, College Scorecard, state education records, graduate-program, and certificate data.

Data layer queued

Military

Needs installation proximity, BAH area, VA services, and reserve component data where applicable.

Data layer queued

Healthcare

Needs CMS hospital, HRSA shortage area, and provider access data.

Data layer queued

Taxes and utilities

Add state/local tax, electric, water, gas, broadband, phone, and renters-insurance estimates.

Data layer queued

St. Joseph pros

  • 71,001 residents in the verified 2025 Census estimate.
  • Verify carefully young-professional signal at 61/100.
  • ACS rent, income, education, poverty, employment, and commute estimates are live for this city.
  • Competitive career signal from state job proxy and sector tags.
  • 23.0% bachelor's-or-higher ACS education signal.

St. Joseph cons and checks

  • ACS housing and income are city-wide survey estimates; verify a specific lease, salary offer, neighborhood, and listing market before deciding.
  • Standard city check is still a verification step, not a crime score.
  • 18.7 min still needs route-level commute confirmation.
  • Taxes, healthcare, utilities, broadband, and weather hazards still need source-specific layers.

St. Joseph research checklist

  • Compare the 2025 population estimate against nearby cities and the state shortlist.
  • Check whether population growth matches the local housing supply and commute tradeoffs.
  • Layer in verified rent, wage, school, healthcare, tax, and safety data before making a move decision.
  • Use official city, county, Census, BLS, HUD, NOAA, NCES, CMS, FCC, and state tax sources for final confirmation.

Common St. Joseph questions

Is St. Joseph growing?
St. Joseph, Missouri is relatively stable on the verified population measure, with -2.02% change from the 2020 estimates base to the 2025 estimate.
Is St. Joseph good for a 22-25 year old college grad?
St. Joseph, Missouri currently scores 61/100 on the young-grad fit model, with a competitive career signal, 23.0% bachelor's-or-higher ACS education signal, rent watch cost-pressure label, and 18.7 min commute signal. Treat that as a shortlist signal, not a guarantee.
Is St. Joseph affordable?
St. Joseph, Missouri has ACS median gross rent of $898 and ACS median household income of $57,956. Use this as a city-wide baseline, then verify current apartments, utilities, insurance, taxes, and your actual salary offer.
What should I verify before moving to St. Joseph?
Verify current rent or mortgage cost, wage expectations, commute route, school or graduate-program access, city and neighborhood crime data, healthcare access, utility costs, taxes, internet availability, and social fit using primary sources.
Does WhereToLive.us recommend St. Joseph?
Not as final advice. The current page is a research baseline. A recommendation requires verified affordability, occupation wages, job postings, safety, school, healthcare, tax, weather, and commute layers.

Nearby comparison queue

Use these same-region cities as a fast starting point. The comparison tool keeps the math transparent and avoids hidden scores until each data layer is verified.

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